with Takaful protection included. 2 copies of certified true copy by Head of Department for each payslip or 3 copies for e-pay slip. Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button. • For Cash Out Program, funds will be deposited to customer’s individual AmBank/AmBank Islamic Current or Savings Account/-i. Those working in the government-linked companies and private sector too can apply for this Islamic personal loan but will not be enjoying a low profit rate. There are several reasons you might want to pay attention when applying to AmBank Islamic Personal Financing-i: In Flat profit rate starts from 8.00% p.a. Approval from FSA 2013 would be required upon graduation from the sandbox. I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Alliance Bank CashVantage Personal Financing-i, Standard Chartered CashOne Debt Consolidation Plan, Bank Islam Flat Rate Personal Financing-i Package, Bank Islam Floating Rate Personal Financing-i Package, Yayasan Ihsan Rakyat Personal Financing-i, Bank Islam Personal Financing-i Non-Package, Bank Islam Personal Financing-i Medical Practitioner, Bank Rakyat Personal Financing-i for Pensioner, AmBank Islamic Personal Financing-i Product Disclosure Sheet, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. Deposits. Contact AmBank Islamic. account number). ... All your banking questions about credit cards, debit cards, personal loans, home loans, car loans, savings, and investment are answered in our comprehensive articles. Get latest promotions and freebies from Ambank Do a balance transfer with 4.99 p.a to your account for more cash in hand! for the whole period of borrowing, whereas for non-government applicants, you will be charged a flat and fixed profit rate of 7.90% p.a. There is no penalty for early repayment, in fact, you should receive an Ibra’ (rebate). Contact Centre: +603-2178 8888 ... PIDM’s DIS Brochure; AmBank’s List of Insured Deposits; AmBank Islamic’s List of Insured Deposits; Personal. late payment fee on the outstanding balance, calculated daily! There are no processing fees, lock-in periods or early settlement fees. and 200,000. Wealth Management. Enjoy one of the lowest market rates for housing loan at 3.99% from AmBank. Federal and State Government and selected Statutory Bodies, who have been in If you're late on your repayment by one month, AmBank Islamic will penalize you with 1% p.a. Apply for AmBank Islamic AmMoneyLine Facility-i with loan approvals up to RM100,000. All customers can perform daily transactions, payments, transfers and investments via the following channels: AmOnline Web or mobile app, AmAccess Biz, AmAccess Corp and e-AmBiz – all available 24/7 RM5,000 to RM200,000. We will Continue to Serve You. I'll need to ask you a few more questions to complete your application. AmBank Islamic is more likely to approve your AmBank Islamic Personal Financing-i  application if you can show that you are managing your personal finances, rather than accumulating more debt. Online Banking. Based on the Shariah concept of Tawarruq, our Home/ Property Financing-i offers you variable rate home/ property financing solutions. It's Shariah-compliant based on Bai' Inah contract (sale and buyback), High payout up to 99.5% with competitive pricing, Unsecured: No guarantor or collateral required, Higher financing limits and longer as well as flexible repayment tenures, Non-force product bundling (hibah / wasiat). Personal Loan The loan that is tailored to your needs. AmBank Personal Loan The AmBank Group is one of the largest financial institutions in Malaysia and a reputed key financial solution provider. Your Bank. The one-time premium is calculated from the amount you borrow, the tenure of your loan and your age. FLOATING 1 to 3 years: Base Rate + 2.25% p.a. There are three interest rates tiers where you can enjoy better inter… Bhd. It said on Wednesday the facility is for employees of the federal and state governments, selected agencies, government-linked companies (GLCs) and statutory bodies. For government employees, you will enjoy a low and flat profit rate of 4.08% p.a. If you are looking for an Islamic personal financing then your search is over because AmBank Islamic AmMoneyLine Facility-i is here to provide you an unsecured Islamic personal financing with Takaful protection for Malaysian citizens. Applicant must be between the age of 21 to 60 to qualify. An Islamic personal loan is where the bank buys an asset on behalf of the borrower and selling it at a profit - this profit rate replaces the interest rate (used by conventional loans) as Islamic loans are prohibited from charging interest (Riba). The purpose of having a Takaful coverage is to protect you and your family members from the liability of loan repayment in the event of fatal or total permanent disability. 4 to 10 years: Base Rate + 3.15% p.a Bank Islam Personal Financing-i is a loan package that is offered for public sectors and selected GLCs only. AmBank Islamic only charges you RM10 for the Letter of Approval. Get latest promotions and freebies from Ambank Do a balance transfer with 4.99 p.a to your account for more cash in hand! The case in Malaysia particularly for the islamic personal loans don require the need for a collateral. You must consistently service your monthly installment until the end of this Islamic personal loan tenure. You must earn a minimum of RM1,500 every month. AmBank Personal Financing-i adalah salah satu daripada produk pembiayaan peribadi yang ditawarkan oleh AmBank Islamic. Loans & Financing. 100,000, Your salary should be between Click here to join the AmBank BizRac e now.. Income RM5,000 to RM8,000 RM8,000 to RM10,000 RM10,000 and above When you apply for AmBank Islamic CARz Platinum MasterCard-i. If you have enough funds to pay off your personal financing off before its term has ended, you must inform AmBank Islamic with a 1-month notice in writing prior to the termination. Deposits; UALA LUMPUR: AmBank Islamic has introduced a special financing facility – Personal Financing-i - a Shariah-compliant financing facility offering financing amount of up to RM200,000. Arif Hire Purchase-i is a hire purchase agreement between a borrower (you) and a financier (the bank). Being Shariah compliant means the loan does not have fixed or floating interest rates or fees (also known as riba, or usury) for the loan of money. If you have any overdue payments, you will need to settle off your payments, as it is a sign of high potential of not fulfilling the financial obligation to the banks. Get high approved amount and loan tenure up to 35 years. Haven't received my message yet? Islamic personal loans, also known as an Islamic personal financing, is issued by Islamic banks in Malaysia. 2,000 Use our personal financing calculator to find the best personal financing based on your requirements and eligibility. AmBank Islamic's comprehensive range of Shariah-compliant retail and non-retail banking products and services (including investment, treasury and trade solutions), and delivery channels; continuously evolve in line with market changes. 2,000 Cards; Deposits; Loans & Financing; Islamic; General Insurance; Life Insurance; Family Takaful; Wealth Management; Priority Banking; Business. You can find out if your company is listed under AmBank Islamic Personal Financing-i here. AmBank Islamic Al-Taslif Visa Platinum Card-i Earn up to 2X reward points, enjoy dining and hotel privileges, and get free travel insurance Profit Rate 15.0% p.a It is fully complying with Shariah requirements based on the concept of Murabahah Tawarruq (MTQ). At the heart of the group is AMMB Holdings Berhad (AmBank), publicly listed on Bursa Malaysia’s Main Board. You will be able to enjoy a flat profit rate of 8.00% up to 11.99% per annum but this is subject to credit review by AmBank Islamic. Personal loans from Islamic banks in Malaysia are based by utilising the concept of Bai’ Al-‘Inah. Cookies Information AM Bank uses small data files called cookies to offer you a better browsing experience. AmBank Islamic Berhad is the Islamic banking arm of AmBank Group and offers a comprehensive range of Shariah compliant retail and non-retail banking products and services, including investment, treasury and trade solutions. You can borrow amounts from RM2,000 to RM100,000 and repay the loan over 1 to 5 years. KADAR PINJAMAN ASB YANG TERKINI. Since you are required to set up a salary deduction method via Biro Perkidmatan Angkasa to pay for your personal financing, a 2% auto deduction fee will be added on top of your monthly instalment. You can start repaying your personal financing after the third month of borrowing. Applicant must not exceed the age of 60 at the end of the financing tenure.Applicant must be a Malaysian citizen or permanent resident working and residing in Malaysia with a minimum gross salary of RM2,000 per month.Takaful protection is compulsory.There is a rules that only allow customer to have only one credit facility at all times. Disbursement is strictly to active and first party account only recommended personal financing based on the apply button touch. Between RM5,000 to RM200,000 e-pay slip on your repayment by one month, Islamic. Over 1 to 3 years: Base rate + 2.25 % p.a the profit rate is like business from. Is calculated from the fee and profit for assets purchase-and-resale the concept of Tawarruq help you cover your immediate for! No penalty for early settlement for Government employees, you accept our policy. Sektor swasta daripada syarikat-syarikat yang terpilih back ) and a reputed key financial solution provider be to. 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